- Combat the growing issue of deceased identity fraud by highlighting and removing the details of known deceased individuals
- Screen against data from a variety of sources, including Government records and information from the English, Welsh and Scottish probate systems
- Records provided with a confidence rating of 1 – 10 depending on the source and level of verification available for each record
- Available only for anti-fraud screening – not for use as a suppression tool for marketing lists
Halo has been created by Millennium, producers of the Mortascreen file, to aid users in the fight against deceased identity fraud, one of the fastest growing forms of ID fraud in the UK.
Using information derived from a range of sources, including Government records and the probate systems of England, Wales and Scotland, Halo provides key decision makers with the information they require to verify customer data and detect instances of attempted deceased identity fraud.
Containing details of deceased individuals dating back to 1989 and receiving average monthly feeds of over 40,000 new records, Halo captures information on more than 80 per cent of the annual 550,000 deaths in the UK.
All records within the Halo file are assigned a confidence rating from 1 to 10 based on the level of verification available for each entry. This latitude is designed to give credit managers the confidence to accept, reject or pass-on credit applications for secondary checking.
